{"id":357,"date":"2015-12-22T10:59:02","date_gmt":"2015-12-22T10:59:02","guid":{"rendered":"http:\/\/gsfs.designamite.info\/?page_id=357"},"modified":"2019-06-10T13:21:32","modified_gmt":"2019-06-10T12:21:32","slug":"specialist-care-fee-planning","status":"publish","type":"page","link":"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/","title":{"rendered":"Long Term Care Planning"},"content":{"rendered":"<h1>Long Term Care Planning<\/h1>\n<p>There are many options for funding long term care and they can often be complicated to understand. At Gilbert Stephens Financial Services Limited our Independent Financial Advisers have extensive experience within this sensitive but important area of financial planning.<\/p>\n<p>We can help in two ways:<\/p>\n<ul>\n<li>Planning in advance for future care needs<\/li>\n<li>Provide financial\/investment advice, at the point where care is required, to help meet and fund the anticipated cost<\/li>\n<\/ul>\n<p>The level of help and support required will depend upon an individual\u2019s health, mobility, level of savings, assets and income. One may qualify for free NHS Continuing Healthcare (CHC) which is a package of healthcare that is arranged and funded by the NHS.\u00a0Local authorities may be able to help with the costs of residential care.\u00a0How much funding is received will depend upon:<\/p>\n<ul>\n<li>Individual needs (based on a care needs assessment)<\/li>\n<li>Level of income and savings of an individual that can be used to pay towards the cost of care (based on a financial assessment)<\/li>\n<\/ul>\n<p>Depending on individual circumstances, a person may not qualify for funding from the NHS or local authority or qualify for partial assistance, which means that the amount you receive may not be sufficient to completely cover the care costs.<\/p>\n<p>Our qualified and experienced team of financial advisers will guide you through the options, designing and tailoring a strategy based on individual needs and requirements.\u00a0Some of the options considered to fund long term care are detailed below:<\/p>\n<ul>\n<li>Immediate need care fee payment plan &#8211; designed to help if you need care immediately. In return for investing a lump sum you get a guaranteed income for life to pay for care costs.<\/li>\n<li>Equity release &#8211; this gives you a lump sum or steady income to pay for your care using some of the money that is tied up in your house, while you carry on living there. The money must be repaid at a later stage when the house is sold.<\/li>\n<li>Investments &#8211; you can use certain investment vehicles to help pay for your care. However, there is no guarantee that the returns will cover the cost of your care, and your money is tied up for a long time.<\/li>\n<\/ul>\n<h2>Why choose us?<\/h2>\n<p>As we are a subsidiary company to Gilbert Stephens LLP, unlike most other IFA firms we have the advantage of being able to work alongside, and can offer all clients access to, our in-house legal advisers.<\/p>\n<h3>Please get in touch<\/h3>\n<p><strong>E-mail:<\/strong> fs@gilbertstephensfs.co.uk or contact one of <a href=\"https:\/\/gilbertstephensfs.co.uk\/about-us\/meet-our-team\/\">our team<\/a>.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"Long Term Care Planning There are many options for funding long term care and they can often be complicated to understand. At Gilbert Stephens Financial Services Limited our Independent Financial Advisers have extensive experience within this sensitive but important area of financial planning. We can help in two ways: Planning in advance for future care&#8230; <a class=\"view-article\" href=\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/\">View Article<\/a>","protected":false},"author":1,"featured_media":0,"parent":8,"menu_order":33,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Long Term Care Planning - Gilbert Stephens Financial Services Limited<\/title>\n<meta name=\"description\" content=\"There are many options for long term care planning funding and they can often be complicated to understand this is where our experienced team can help\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Long Term Care Planning - Gilbert Stephens Financial Services Limited\" \/>\n<meta property=\"og:description\" content=\"There are many options for long term care planning funding and they can often be complicated to understand this is where our experienced team can help\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/\" \/>\n<meta property=\"og:site_name\" content=\"Gilbert Stephens Financial Services Limited\" \/>\n<meta property=\"article:modified_time\" content=\"2019-06-10T12:21:32+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/\",\"url\":\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/\",\"name\":\"Long Term Care Planning - Gilbert Stephens Financial Services Limited\",\"isPartOf\":{\"@id\":\"https:\/\/gilbertstephensfs.co.uk\/#website\"},\"datePublished\":\"2015-12-22T10:59:02+00:00\",\"dateModified\":\"2019-06-10T12:21:32+00:00\",\"description\":\"There are many options for long term care planning funding and they can often be complicated to understand this is where our experienced team can help\",\"breadcrumb\":{\"@id\":\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/gilbertstephensfs.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial Services\",\"item\":\"https:\/\/gilbertstephensfs.co.uk\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Long Term Care Planning\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/gilbertstephensfs.co.uk\/#website\",\"url\":\"https:\/\/gilbertstephensfs.co.uk\/\",\"name\":\"Gilbert Stephens Financial Services Limited\",\"description\":\"Independant Financial Advisors Exeter\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/gilbertstephensfs.co.uk\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Long Term Care Planning - Gilbert Stephens Financial Services Limited","description":"There are many options for long term care planning funding and they can often be complicated to understand this is where our experienced team can help","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/","og_locale":"en_GB","og_type":"article","og_title":"Long Term Care Planning - Gilbert Stephens Financial Services Limited","og_description":"There are many options for long term care planning funding and they can often be complicated to understand this is where our experienced team can help","og_url":"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/","og_site_name":"Gilbert Stephens Financial Services Limited","article_modified_time":"2019-06-10T12:21:32+00:00","twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/","url":"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/","name":"Long Term Care Planning - Gilbert Stephens Financial Services Limited","isPartOf":{"@id":"https:\/\/gilbertstephensfs.co.uk\/#website"},"datePublished":"2015-12-22T10:59:02+00:00","dateModified":"2019-06-10T12:21:32+00:00","description":"There are many options for long term care planning funding and they can often be complicated to understand this is where our experienced team can help","breadcrumb":{"@id":"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/gilbertstephensfs.co.uk\/services\/specialist-care-fee-planning\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/gilbertstephensfs.co.uk\/"},{"@type":"ListItem","position":2,"name":"Financial Services","item":"https:\/\/gilbertstephensfs.co.uk\/services\/"},{"@type":"ListItem","position":3,"name":"Long Term Care Planning"}]},{"@type":"WebSite","@id":"https:\/\/gilbertstephensfs.co.uk\/#website","url":"https:\/\/gilbertstephensfs.co.uk\/","name":"Gilbert Stephens Financial Services Limited","description":"Independant Financial Advisors Exeter","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gilbertstephensfs.co.uk\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"}]}},"publishpress_future_action":{"enabled":false,"date":"2024-05-04 17:14:46","action":"change-status","newStatus":"draft","terms":[],"taxonomy":""},"_links":{"self":[{"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/pages\/357"}],"collection":[{"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/comments?post=357"}],"version-history":[{"count":18,"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/pages\/357\/revisions"}],"predecessor-version":[{"id":1440,"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/pages\/357\/revisions\/1440"}],"up":[{"embeddable":true,"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/pages\/8"}],"wp:attachment":[{"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/media?parent=357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/categories?post=357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gilbertstephensfs.co.uk\/wp-json\/wp\/v2\/tags?post=357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}